A payment system is one of the most critical components of any online store.
It directly affects conversion rates, customer trust, and your ability to sell
both locally and internationally. Below is a practical overview of the main
payment solutions used in modern e-commerce.
1. International Payment Systems
Support for Visa, MasterCard and digital wallets
High trust level among international customers
Easy integration via APIs and ready-made CMS modules
Best suited for cross-border and digital sales
2. Bank Acquiring (Direct Card Payments)
Direct contracts with local or international banks
Lower fees at higher transaction volumes
Mandatory 3-D Secure support
High stability and predictable payouts
3. Payment Aggregators (All-in-One Solutions)
Multiple payment methods under one contract
Cards, bank transfers, Apple Pay, Google Pay
Often include BNPL (Buy Now, Pay Later)
Popular choice for EU-based online stores
4. Local Payment Methods
Bank links and instant transfers
Invoice-based payments
Higher trust among local customers
Limited scalability outside one country
5. Alternative and Crypto Payments
Lower transaction fees
No chargebacks
Suitable for niche or tech-oriented audiences
Usually offered as an additional option
How to Choose the Right Payment System
Your target market and geography
Average order value and sales volume
Accounting, VAT and legal requirements
CMS compatibility and technical support
💡 Best Practice
Most successful online stores use a combination of payment systems:
bank acquiring + payment aggregator + PayPal or wallet payments.
This approach maximizes conversion and customer convenience.
💼 How SOLLER.LV Can Help
Payment system selection and comparison
Integration for PrestaShop, WooCommerce and Joomla
EU compliance and checkout optimization
From €36.30 per task or included in support plans.
